Get Cheaper Home Insurance: Security Upgrades That Insurers Love
Keeping your home safe is a top priority. But did you know that making your home safer can also save you money? It's true! When you add security features to your home, your insurance company sees less risk, so they often give you a discount on your bill.
You get a safer home for your family and you pay less for insurance. It’s a win-win! So, what security upgrades can help you save the most? Let's take a look.
Burglar Alarms and Security Systems
This is a big one. The best way to get a good discount on your home insurance is by installing a security system. These systems scare off burglars and can call for help right away if someone tries to break in.
Monitored vs. Unmonitored: A regular alarm makes a loud noise. A monitored system is even better. This is when a professional security company keeps watch on your home 24/7. If an alarm goes off, they contact the police or fire department for you. Insurance companies love monitored systems and usually offer bigger discounts for them.
Kangaroo Home Security has simple, affordable options like our Entry Sensor Sets and the all-in-one Kangaroo Complete Home Security Kit. They are easy to set up and come with professional monitoring plans that can help you qualify for those insurance discounts.
Smoke and Fire Alarms
Every home needs a smoke detector. But you can get even better protection and a bigger discount with a monitored fire alarm system.
Linked Alarms: The best systems have alarms that are linked together. This means if a fire starts in the kitchen, the alarm in your bedroom will go off too, making sure everyone gets out safely.
Monitored Alarms: Just like with burglar alarms, a monitored fire alarm automatically calls the fire department. This can save your home from serious damage, which insurance companies really appreciate.
Our Kangaroo Siren + Keypad can be added to your system to make a loud sound, alerting everyone to danger. You can also look at other great options like the Nest Protect.
Water Leak Detectors
A leaky pipe or a broken washing machine can cause huge, expensive damage. Water leak detectors are small sensors you can place in your basement, laundry room, or under sinks. They warn you about a leak before it becomes a big, costly mess. Insurance companies know how much water damage costs, so they are happy to reward homeowners who take steps to prevent it.
For these, you can research great products from brands like Flo by Moen or Phyn.
Smart Home Gadgets
Newer smart home devices can also help you get discounts.
Smart Locks: These let you lock and unlock your door from your phone and keep a log of who comes and goes.
Doorbell Cameras: These let you see who is at your front door. They are great for stopping package theft and giving you video proof if something happens.
The Kangaroo Doorbell Camera + Chime is a perfect example. It helps you keep an eye on your front porch and could help you get a discount from your insurer. See our Doorbell Camera for yourself
How to Get Your Discount
Once you have your new security gear, here’s what to do:
Keep Your Receipts: Hold on to the proof of purchase and any monitoring contracts.
Call Your Insurance Company: Let your insurance agent know about the security upgrades you’ve made. Ask them what discounts you can get.
Show Them What You've Got: They might ask for a copy of your receipts or an installation certificate.
Important: The exact discount you get can change depending on your insurance company and where you live. Always talk to your agent to find out how much you can save.
Save Money with Kangaroo
You don't have to choose between keeping your home safe and saving money. By adding security features that insurance companies love, you can do both.
Kangaroo Home Security offers easy and affordable ways to protect your home. Our products give you peace of mind and can lead to nice savings on your insurance bill.
Ready to make your home safer and save some cash?
