How Kangaroo Security Can Help Lower Your Home Insurance Costs
Protect Your Home and Your Wallet
When you install a home security system like Kangaroo, you’re not just securing your property—you could be unlocking significant savings on your homeowners insurance. Many insurance companies offer policy discounts for systems that reduce risk, such as Kangaroo’s affordable and flexible security solutions.
Homeowners with the Kangaroo Complete Protect Plan and select hazard sensors may qualify for insurance premium reductions of up to 20%. Let's explore how and why this happens—and how you can take advantage of it.
Why Do Insurance Companies Offer Discounts for Security Systems?
Home insurance providers are in the business of minimizing risk and avoiding large payouts. That’s why they often offer discounts when homeowners install systems that proactively reduce the likelihood or severity of claims related to:
Theft: Visible security devices like Kangaroo’s doorbell camera and yard signs deter burglars, lowering theft-related claims.
Fire: Monitoring for fire alarms improves emergency response time, reducing damage and insurer costs.
Water damage: Sensors like the Water + Climate Sensor help detect and prevent costly leaks.
By using a comprehensive system that addresses these risk areas, you're not only protecting your home—you’re also becoming a lower-risk policyholder.
Insurance Discount Features Built Into Kangaroo Home Security
Professional Monitoring with Kangaroo Complete Protect Plan
Insurance providers highly favor professionally monitored systems. The Kangaroo Complete Protect plan includes:
24/7 professional monitoring
Emergency dispatch for police, fire, and medical services
An insurance certificate for easy claim submission
In-app support via the Discount Engine feature
Priced at just $99/year, this plan aligns with insurers’ expectations for a "professionally monitored alarm system," potentially qualifying you for maximum savings.
Hazard Detection for Fire and Water
Water + Climate Sensor: Detects leaks and prevents mold or frozen pipes—hazards that often result in major claims.
Siren + Keypad: Listens for your home’s existing smoke/CO alarms and triggers monitoring response—qualifying you for fire protection discounts without needing a smart smoke detector.
These devices make your system more comprehensive, helping you stack discounts across multiple risk categories.
How Much Can You Save on Home Insurance with Kangaroo?
| Security Feature | Typical Discount Range | Relevant Kangaroo Product |
|---|---|---|
| Professionally Monitored Burglar Alarm | 5% - 20% | Complete Protect Plan (Motion/Entry Sensors, Siren) |
| Monitored Fire Detection | 5% - 20% | Siren + Keypad (Smoke/CO alarm listener) |
| Water Leak Detection | 2% - 10% | Water + Climate Sensor |
| Basic/Unmonitored Alarm (Self-Monitoring) | 0% - 5% | Motion + Entry Sensors |
Actual discounts vary based on your insurer, location, and policy. Always confirm with your provider.
For general insights, the Insurance Information Institute and NerdWallet offer helpful overviews of common discount types.
Steps to Claim Your Kangaroo Insurance Discount
Install Kangaroo devices: Set up your DIY system including Motion + Entry Sensors, Siren + Keypad, and Water + Climate Sensor.
Activate the Complete Protect Plan: Unlock professional monitoring, which insurers often require for higher discounts.
Obtain your insurance certificate: Use Kangaroo’s Discount Engine to request and submit it to your insurer.
Contact your provider: Provide your insurer with the certificate and ask about applicable home security and hazard detection discounts.
Verify application: Check your policy documents or next bill to ensure the discount has been applied.
Why Kangaroo is a Smart, Insurance-Friendly Choice
Kangaroo’s home security system isn’t just about protection—it’s a smart financial move. Here's why it stands out:
Affordable pricing: Devices like the Motion + Entry Sensor and Doorbell Camera + Chime start under $40.
DIY setup: No tools or technicians required. Install in minutes using the Kangaroo mobile app.
No long-term contracts: Flexible monthly or yearly plans. Cancel anytime.
Extra value with Kangaroo Coverage: Get reimbursed for up to $1,000 in losses—without needing to file a claim with your insurer. See Kangaroo Coverage for details.
Smart home integration: Works with Google Assistant and Amazon Alexa.
Secure Your Home and Save: Take Action Today
Investing in Kangaroo Home Security is more than just peace of mind—it’s a path to lower home insurance costs, up to 20% savings, and a more secure, smarter home.
Don’t wait—start protecting your home and saving on insurance today. Talk to your insurer, install Kangaroo, and unlock the financial benefits of smarter home security.
